Money Move$ turns real financial literacy into levels, streaks, and ranks — free, phone-friendly, and built without the dark patterns that make parents nervous.
First win in about 2 minutes · No account required · Works on phone & laptop
Federal kids’ investment accounts — not a gimmick. The single highest-leverage money move for many families right now:
No credit card. No loot boxes. No stranger chat. No selling kids’ data. Progress stays on their device.
Budgeting, debt, credit unions, index funds, Roth IRAs, term life — the same “six moves” adults need, in teen language.
Ranks, missions, daily streaks, and a shareable “flex card” after wins. Learning is the side effect.
Biggest rewards for real-world moves (save $25, open a Roth). Nothing is tracked externally — it’s between them and their future self.
Greenlight and debit cards teach spending. Almost nobody teaches the brain behind the card — until debt or FOMO does it the hard way.
Yes. The core game and lessons are free forever. If we ever add a parent Family plan, it will be optional, clearly labeled, and never required to learn the basics.
Yes. Players pick Middle School, High School, College, or Young Adult so examples match their life (allowance vs rent). You can sit with them on level 1 — it takes about a minute.
No. We actively teach traps to dodge — get-rich-quick schemes, whole life as an “investment,” and commission-driven products. The core move is boring on purpose: low-cost index funds + time.
Progress is stored on the device. Optional email is only if someone joins the waitlist. Read the full Privacy page.
Text them the game link and race them on level 1. Or open it together on the couch. First win unlocks the climb — that’s the hook.
Real federal program. Up to $5,000/year total per child; employers can contribute up to $2,500 of that tax-free to the worker. Eligible 2025–2028 births can get a $1,000 seed. At 18 the account generally becomes a traditional IRA — many families plan a Roth conversion while income is low so growth can be tax-free. Full walkthrough (including “use it for a business?” honesty) is on our Trump Accounts guide.
Two minutes to first win. Years of better money habits. Share this page with a co-parent, auntie, coach, or youth pastor.